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5 Catastrophic Risks in 401k Loans

401k loans may seem like a good idea but the facts prove they are traps waiting to happen When you’re in a pinch and need money, it can be tempting to consider taking a loan from your 401k plan. After all, the money is yours and when you pay it back, you’re paying yourself back. […]

Passive Income Myth: Passive Income Dividend Investing

Passive income dividend investing involves much less time and risk than other passive income strategies. Dividend investing may be one of the only true forms of passive income investing I’ve seen in more than 20 years as an investor. I started my professional career as a commercial real estate agent and developer before getting started […]

9 Reasons You Need to Open a Roth IRA Today

Don’t think a Roth IRA is just for rich people. There are nine reasons everyone needs to open a Roth retirement account. Taking advantage of tax benefits in retirement accounts should be the easiest investing decision you ever make. The instant tax savings on 401(k) plans and Individual Retirement Accounts (IRA) represent an instant return […]

Guarantee Your Retirement with a Secured Income Strategy

The ‘secured income strategy’ can help guarantee retirement income and balance your retirement saving Let me share with you a not-so-hypothetical story. Paul was 64 and had been investing his entire life. He built up quite a nest egg and was ready to retire comfortably next year. The year was 2008. We all know what […]

Only 1 of these 3 Types of Investors Makes Money, Which are You?

Learn how to use an investor policy statement (IPS) to take the worry out of reaching your financial goals There are three types of investors. The first type of investor puts money in stocks, maybe even a little in some bond funds. They know they need to invest for the future but really have no […]